Finance Information

Interest free credit is available on goods over £1,000 (per item) with a 20-50% deposit over 6 or 12 months.

Please note: Sale/discounted items and pre-owned jewellery are not available on finance

 

Check your eligibility

You will only be considered for finance if you:
• Are at least 18 years old
• You're in paid employment or have a regular income (minimum 16 hours per week or £5,000 per annum, unless you are retired and receiving a private / company pension or in receipt of disability allowance)
• Are a permanent UK resident and have lived in the UK for at least 3 years.
• Have a UK bank account capable of accepting Direct Debits
• Have a good credit history with no late payments, debt relief orders, County Court Judgment (CCJs), Individual Voluntary Arrangement (IVAs) or bankruptcies.
• Provide an email address so your documentation can be emailed to you.

Cancellation

There is a 14-day cooling off period where you can withdraw from the credit agreement after signing your documents. If you wish to do this please contact us (your retailer) directly. We can cancel the application on your behalf. There is no need to contact Deko or your lender.

A payment plan does not affect our standard refund and returns policy. Just contact us and we’ll cancel your application and the lender will refund your deposit and let you know of any outstanding balance if applicable.

For any other questions contact us on 01335 348961 or email us.

The legal bit

Avanti of Ashbourne ltd is authorised and regulated by the Financial Conduct Authority, register number        and act as a credit intermediary.

Consumer credit service provided by Deko in association with Omni Capital Retail Finance. Pay4Later is licensed by The Office of Fair Trading (Consumer Credit Licence: 0616240). For more information please refer to our frequently asked questions or visit https://www.dekopay.com/.

Avanti is authorised and regulated by the Financial Conduct Authority. Finance is provided through the Deko platform by Omni Capital Retail Finance. You will be offered the best rate available based on your credit history and the lenders’ credit decision policies.

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